Bava Metzia 113B

לא, שליח בית דין כמלוה.

The Talmud responds: No, the agent of the court is considered like the creditor, who must wait outside for the debtor to deliver his collateral.

תא שמע: ״אם חבל תחבל שלמת רעך״⁠ – בשליח בית דין הכתוב מדבר. אתה אומר בשליח בית דין הכתוב מדבר, או אינו אלא בבעל חוב? כשהוא אומר ״לא תבא אל ביתו לעבט עבטו״⁠ – הרי בעל חוב אמור, הא מה אני מקיים ״אם חבל תחבל שלמת רעך״⁠ – בשליח בית דין הכתוב מדבר!

The Talmud attempts a further proof. Come and hear that which A baraita states: The verse states: “If you take as collateral your neighbor’s garment, you should restore it to him until the sun goes down” (Exodus 22:25). The verse is speaking of an agent of the court. Do you say that the verse is speaking of an agent of the court, or perhaps it is referring only to a creditor? When it says: “You should not go into his house to take his collateral” (Deuteronomy 24:10), the case of a creditor is thereby stated. How then do I realize the meaning of the verse: “If you take as collateral your neighbor’s garment”? The verse is speaking of an agent of the court. This indicates that an agent of the court has permission to take collateral.

תנאי היא, דתניא: שליח בית דין שבא למשכנו ⁠– לא יכנס לביתו למשכנו, אלא עומד מבחוץ, והלה מוציא לו משכון, שנאמר ״בחוץ תעמד והאיש״.

The Talmud responds: This issue is a dispute between tanna’im, as it is taught in a baraita: An agent of the court who comes to take collateral from a debtor may not enter his house to take the collateral from him. Rather, the agent stands outside and the other, i.e., the debtor, brings out the collateral to him, as it is stated: “You should stand outside, and the man to whom you lend should bring forth the collateral” (Deuteronomy 24:11). According to this tanna, the agent of the court has the same status as the creditor.